Management Liability
This policy covers the directors and officers of the business, including the business itself for claims made by other business's or people for things such as; directors and officers cover (cover for negligence, such as breach of the trade practices act), employment practices liability (wrongful dismissal and discrimination etc), crime cover (fidelity) and taxation investigation costs as well as many more.
Professional Indemnity
This policy indemnifies the insured for legal liability that arises from giving incorrect advice, including any financial loss sustained due to that poor advice. Nearly all "white collar" professions need this cover, including accountants, lawyers, doctors, insurance brokers, real estate agents and financial planners. There are many “blue collar” professions that also require this cover, such as engineers, architects and people involved in the design process of any products.
Public and Products Liability
This policy indemnifies the insured for legal liability that arises from personal injury or damage to property that occurs during the period of insurance in relation to the business, subject to the policy exclusions. It also covers the defence costs that are incurred in respect of the claim.
Medical Malpractice
Please contact us for a quote
Office Pack
Most professionals take an office pack cover, which is very similar to a "business pack" cover, but is designed more for business professionals in an office environment.
Please click here to contact us about any questions you may have.
The above insurance products are all subject to the policy wordings, exclusions, and the sums insured on the policy. This is all organised BEFORE cover is taken out, so there should never be any confusion as to how much cover you have and for what items you are covered. The information above should NOT be regarded as advice. Please read the PDS before considering any products. If you would like advice as to which cover you require, please contact our office.
